They're Back!
Many of you are starting to get a slew of credit card offers, again. If you are carrying balances with a high interest rate, now is a good time to look around. I have seen several 0% interest balance transfer offers, and even one of those offers has NO FEES.
I need to make one important point here ... if you take one of these offers, use it as an opportunity to pay down debt, NOT as an excuse to expand your debt. High interest rates make it hard to reduce your balance; 0% interest gives you a chance to make some real progress.
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